López Zafra, Juan Manuel

Department: Métodos Cuantitativos


Professor of Statistics and Operational Research since 1998, actuary, for more than 10 years I have worked as a data scientist. I have founded a data analysis consulting company (Statpro 2000 Clima, SL). I have specialized in the data processing and subsequent analysis of data in the financial, insurance, tourism and automobile sectors, as well as in the application of data science techniques to the social sciences. The knowledge of advanced classification techniques has allowed me to apply them to unusual social spaces. Thus, it is worth highlighting the classification of older people by virtue of their risk of poverty from the exploitation of the Living Conditions Survey, reaching interesting conclusions with possible effects on public policies for the prevention of poverty in the elderly.

Author of "Retorno al patrón oro" (Back to the gold standard), 2015, Ed. Deusto, and "Alquimia" (2019), Ed. Deusto (co-authored with Ricardo A. Queralt)


Ph.D. in Economics (Universidad Complutense de Madrid, Madrid, Spain)

Bach. In Business Administration

Master's Degree in Actuarial Science (Universidad Complutense de Madrid, Madrid, Spain)

Research Interests

Data Science: clustering, dimension reduction, classification and forecasting techniques; Machine Learning; Longevity; Decision making methods.


Professor of Statistics and Operations Research (CUNEF)

Professor of Statistics and Operations Research (UCM, on leave)

Associate Professor, Universidad Pontificia Comillas – ICADE

Associate Professor, San Pablo University – CEU

Managing Director and Partner, Statpro 2000 Clima, SL

Publications in Scientific Journals

López Zafra, JM; Queralt Sánchez de las Matas, R ; de Paz, Cobo, S (2019) Admission tools and academic performance: evidence from a first course in a bachelor’s degree in business administration. 5th International Conference on Higher Education Advances (HEAd’19) Universitat Politècnica de Valencia, Valencia. DOI: http://dx.doi.org/10.4995/HEAd19.2019.9301

López Zafra, JM; Queralt Sánchez de las Matas, R (2018) Efectos de los ciberriesgos sobre la economía y la democracia. Economistas, ISSN 0212-4386, Nº 160, 2018 (Ejemplar dedicado a: Riesgos de la economía española), págs. 59-65

López Zafra, JM; de Paz, Cobo, S; Queralt Sánchez de las Matas (2017) Aplicación de un algoritmo de "machine learning" supervisado para la clasificación de conductores jóvenes. Identificación de factores de riesgo. Actuarios, Nº. 40, 2017, págs. 29-31

López Zafra, JM; de Paz, Cobo, S (2015) Antecedentes históricos del seguro de jubilación en España. De la capitalización al reparto (1909-1939). Estudios de economía aplicada, ISSN-e 1133-3197, Vol. 33, Nº 3, 2015 (Ejemplar dedicado a: Sostenibilidad y Suficiencia de los Sistemas de Pensiones: Reparto vs. Capitalización), págs. 881-902

de Paz Cobo, S; López Zafra, JM. (2013). Público y privado en el Sistema de Seguridad Social Reforma de las pensiones y trabajo después de la jubilación: alternativas actuales. Ediciones Laborum. pp.301-309.


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