Díez Guijarro, José Ramón



José Ramón Díez Guijarro is Chief Economist of Bankia. He has developed a 30 years long career as a macroeconomic economist and analyst of monetary policy, country risk and financial markets. During that time he has combined his work as an economic and financial analyst with teaching in various institutions: CESMA, CEU and ICADE. Currently, he enjoys a position as an associate professor at IE Business School; Professor of Spanish Economic Structure at CUNEF and honorary professor at Rey Juan Carlos University.


Contributes periodically with opinion articles in various publications and newspapers, such as ABC, Expansión, Capital, Cuadernos de Información Económica and the IE Business School Blog. He frequently participates at professional symposiums and discussion forums and also stands as an active economic adviser at the GACE (a Spanish think tank for the economic analysis).


  • Máster in Financial Markets. ICADE

  • Degree in Economics. Specialty in Economic Analysis and Quantitative Economics. Universidad Complutense (Madrid).

  • High Management Program. IE Business School.

Research Interests

Monetary policy, banking analysis, country risk, Spanish economy.


Economy and International Markets Director, Caixabank Research, Present.

Chief Economist – Bankia, since 2011.

Chief Economist– Caja Madrid, 2003 – 2011.

International Economics Director – Caja Madrid, 1994 – 2003.

Euro conversion work group Director –Caja Madrid, 1996 – 2000.

Publications in Scientific Journals


Díez Guijarro, José Ramón: “The Fed’s new monetary policy strategy: could added flexibility impair financial stability?” Sefo (FUNCAS), 284, 21-28, 2021.

Díez Guijarro, José Ramón: “Mercado de la vivienda: ¿esta vez es diferente?” Cuadernos de Información Económica (FUNCAS), 281, 35-42, 2021.

Díez Guijarro, José Ramón: “Europa ante el reto de la japonización”, Anuario del Euro (Fundación de Estudios Financieros), 2020.

Díez Guijarro, José Ramón: “Completando la Unión Bancaria: avances en la reducción de riesgos”, Anuario del Euro (Fundación de Estudios Financieros), 2019.

Díez Guijarro, José Ramón: “La política monetaria en la encrucijada”, Papeles de Economía Española, 155, 118-130, 2018.


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